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By Elizabeth Foster•Last Updated June 27, 2025

Essential Guide to Entry-Level Finance Jobs: Roles, Requirements, and How to Get Started

Introduction: Launching Your Career in Finance

Entering the finance industry can be both exciting and overwhelming due to its wide array of opportunities. Whether you’re interested in banking, investment, accounting, or insurance, understanding the landscape of entry-level finance jobs is essential for identifying the right fit and making a successful start. This guide provides a comprehensive overview of common entry-level roles, required qualifications, practical steps to access these opportunities, and strategies for overcoming challenges in your job search. ^[1]

Common Entry-Level Finance Jobs and Their Roles

There are numerous entry-level positions in finance, each with unique responsibilities and skill requirements. Below are some of the most prevalent roles you may encounter when beginning your career in this field:

1. Financial Analyst

Financial analysts assist in preparing reports, analyzing trends, and supporting strategic financial planning. Typical tasks include gathering financial data, helping prepare budgets, and assisting with modeling and forecasting. Most positions require a bachelor’s degree in finance, accounting, or a related field. These jobs are often found in corporations, investment firms, and government agencies. ^[4]

Example: An entry-level financial analyst at a large corporation may use Excel to create monthly performance reports, analyze spending trends, and present findings to senior managers. Many companies provide on-the-job training or mentorship to support professional growth.

2. Banking Roles (Teller, Personal Banker, Relationship Banker)

Banking offers several entry-level jobs such as teller , personal banker , and relationship banker . These positions typically involve assisting customers with account inquiries, processing transactions, and recommending products or services. Employers often look for candidates with strong customer service skills and a high school diploma or bachelor’s degree. ^[3]

Example: A part-time associate banker might help customers open new accounts, guide them through loan applications, and resolve basic account issues. Major banks often offer training programs and advancement opportunities for high performers.

3. Junior Accountant

As a junior accountant , you support the accounting team by recording daily transactions, preparing journal entries, assisting with audits, and maintaining ledgers. Employers generally require at least a bachelor’s degree in accounting or finance, but some may consider candidates with an associate degree or relevant coursework. ^[1]

Example: A junior accountant in a small business might reconcile bank statements and help prepare quarterly financial statements under the supervision of a senior accountant.

4. Insurance and Underwriting Associate

Insurance sales agents and underwriting associates help customers choose policies and assess risk on applications. These jobs usually require excellent communication skills, proficiency with spreadsheets, and a willingness to learn industry regulations. ^[2]

Example: An underwriting associate may review applications, verify client information, and support senior underwriters in analyzing risk factors. Training is often provided on the job.

5. Finance Clerk and Assistant

Entry-level finance clerks and assistants provide administrative support, process invoices, assist with payroll, and help maintain accurate records. These roles require organizational skills and attention to detail. Employers may require a high school diploma, though some prefer additional coursework in business or accounting. ^[5]

Example: A finance assistant in a mid-sized company may handle data entry for expense reports, assist with payroll processing, and coordinate with vendors for invoice reconciliation.

Education, Skills, and Certifications

Most entry-level finance jobs require at least a bachelor’s degree in finance, accounting, business, economics, or a related field. Some roles, such as bank teller or finance clerk, may accept candidates with a high school diploma and relevant work experience.

Key skills include:

Proficiency in Microsoft Excel and financial software
Strong analytical and problem-solving abilities
Excellent communication and interpersonal skills
Attention to detail and organizational skills
Ability to work as part of a team

Certain positions may require or benefit from certifications such as:

Certified Financial Planner (CFP)
Chartered Financial Analyst (CFA) Level I
FINRA Securities licenses for investment roles

While certifications are not always required for entry-level jobs, pursuing them can enhance your employability and open up further advancement opportunities.

How to Find and Access Entry-Level Finance Opportunities

There are several practical steps you can take to find and secure an entry-level finance job:

1. Research Job Boards and Company Websites

Start by searching reputable job boards such as Indeed, Built In, and WayUp for current openings. Many large employers, including banks and accounting firms, list available positions on their official websites. For example, you can search for “entry-level finance jobs” or specify locations such as San Diego or Los Angeles to narrow your results. ^[3] ^[1]

2. Network with Industry Professionals

Joining professional associations, attending industry events, or connecting with alumni from your school can provide valuable leads. Many entry-level candidates find positions through networking and informational interviews. Consider reaching out on professional platforms like LinkedIn or attending local finance meetups.

3. Apply for Internships and Apprenticeships

If you lack direct experience, internships or apprenticeship programs can help you build relevant skills and establish industry contacts. Many financial firms and banks offer structured programs designed for recent graduates or career changers. ^[2]

4. Prepare a Targeted Resume and Cover Letter

Highlight your academic achievements, relevant coursework, and transferable skills. Tailor each application to the specific job description, emphasizing your fit for the role. Consider seeking resume review services or guidance from your university career center to improve your application materials. ^[3]

5. Understand the Hiring Process

The application process for finance jobs often includes multiple interviews, skills assessments, and sometimes background checks. Be prepared to discuss your education, technical abilities, and how you would handle real-world scenarios relevant to the job.

Challenges and Solutions in Landing Your First Finance Job

While there are many opportunities, you may face challenges such as high competition, limited experience, or uncertainty about which finance path to pursue. Address these by:

Pursuing internships, part-time jobs, or volunteer roles to gain experience
Developing in-demand technical skills, especially with Excel and financial modeling
Seeking mentorship from professionals in your target field
Continuing your education or pursuing certifications to stand out

For those who do not meet the typical educational requirements, consider entry points such as teller or finance clerk roles, which may require only a high school diploma and can lead to advancement with experience.

Alternative Pathways and Career Progression

If you are unable to secure your ideal role immediately, consider related positions in customer service, administrative support, or sales within the finance sector. These roles can provide exposure to financial operations and opportunities for internal promotion. ^[5]

Many finance professionals advance to higher-level positions, such as senior analyst, financial manager, or advisor, after gaining experience and further education. Take advantage of employer-sponsored training, tuition assistance programs, and internal mentorship to accelerate your career progression.

Steps to Get Started in Entry-Level Finance

Determine your area of interest within finance by researching roles and talking to professionals.
Assess your qualifications and identify any gaps in skills or education.
Search for open positions using reputable job boards and company career pages. Use search terms like “entry-level financial analyst,” “bank teller positions,” or “junior accountant openings.”
Customize your resume and cover letter for each application, highlighting relevant skills and experiences.
Prepare thoroughly for interviews by practicing answers to common finance-related questions and demonstrating your technical abilities.
Continue building your network and exploring additional certifications or training opportunities.

Key Takeaways

Entry-level finance jobs offer a wide range of opportunities for those with the right education, skills, and determination. By understanding the various roles, preparing targeted application materials, and leveraging available resources, you can take the first step toward a rewarding career in finance. If you are unsure where to start, consider reaching out to your school’s career center, joining relevant professional associations, or utilizing reputable job boards to begin your search.